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10 Cheapest places to live abroad You Should Know


Getting Started

Dreaming of swapping grey skies for sun-drenched beaches, or bustling city life for tranquil countryside charm? Yearning for adventure without breaking the bank? This listicle unveils ten of the cheapest places to live abroad, offering a gateway to a more affordable and fulfilling lifestyle. We'll delve into the nitty-gritty of each location, providing practical insights and actionable tips to make your international relocation dreams a reality.

This isn't just a generic list of "cheap countries." We go beyond surface-level observations, equipping you with the knowledge to truly embrace a lower cost of living. From navigating visa requirements to understanding local customs, we'll cover crucial aspects often overlooked in typical expat guides. Whether you're a seasoned digital nomad or a first-time traveller, this guide offers valuable insights for anyone considering a move abroad.


What You'll Discover:

  • Detailed cost breakdowns: Understand the real cost of living in each location, including rent, groceries, transportation, and entertainment. We'll provide estimated monthly budgets to help you plan effectively.

  • Pros and cons of each destination: Every location has its nuances. We'll explore the advantages and disadvantages of each place, highlighting factors like internet reliability, healthcare access, and cultural differences.

  • Budget-saving tips specific to each country: Discover insider secrets to maximizing your savings. Learn about local markets, affordable transportation options, and ways to connect with expat communities for support and guidance.


Why This Matters:

Relocating to a cheaper country can significantly impact your financial well-being. Imagine stretching your savings further, paying off debt faster, or finally pursuing that passion project you've been putting off. Living abroad can open doors to new experiences, cultures, and perspectives, enriching your life in ways you never imagined.

This comprehensive guide offers a curated collection of the cheapest places to live abroad, focusing on providing actionable advice and practical tips. We'll explore diverse locations, from the vibrant streets of Southeast Asia to the charming towns of Eastern Europe and the sun-kissed landscapes of Latin America. The countries we'll cover include Mexico, Portugal, Thailand, Vietnam, Guatemala, Poland, Malaysia, Ecuador, the Philippines, and the Czech Republic. Each destination offers unique opportunities for a fulfilling and affordable life abroad. So, let's dive in and explore the possibilities!


1. Mexico

Mexico offers a compelling blend of affordability, cultural richness, and proximity to the US, making it a prime destination for those seeking cheaper living abroad. With a cost of living significantly lower (50-70%) than major US cities, coupled with an excellent healthcare system and diverse landscapes, Mexico has become a haven for expats. Whether you're drawn to vibrant beaches, tranquil mountains, or bustling city life, Mexico offers a variety of options to suit diverse lifestyles. This popularity is reflected in features in publications like International Living Magazine and Nomad Capitalist, along with various HGTV shows showcasing Mexican real estate.


Cost of Living and Popular Destinations

Several cities stand out for their affordability and expat communities. Mérida offers comfortable living for approximately $800-$1,200 per month. Puerto Vallarta provides beachfront living for around $1,000-$1,500 monthly. Those seeking colonial charm can find it in San Miguel de Allende for $1,200-$1,800 per month. Finally, Playa del Carmen delivers a Caribbean lifestyle for about $1,000-$1,400 monthly. The following infographic visualizes the average monthly budget for these cities.

Bar chart: Average monthly budgets for Mérida, Puerto Vallarta, San Miguel de Allende. Costs range ~$500 to ~$1,300, 50–70% lower than US.

As the bar chart illustrates, Mérida offers the most budget-friendly option among these popular expat destinations, while San Miguel de Allende represents the higher end of the affordability spectrum within Mexico, still significantly lower than US averages. Exploring alternative income streams can further enhance affordability, as discussed in this article on making money while traveling.


Tips for a Smooth Transition

Planning and research are key to a successful move. Learning basic Spanish can significantly enhance your experience and integration into local communities. Thoroughly research specific neighborhoods within your chosen city to understand safety and cost variations. Consider temporary rentals before committing to buying property, allowing you to experience different areas firsthand. Secure Mexican health insurance for comprehensive coverage and peace of mind. Finally, joining local expat Facebook groups can provide valuable insights, advice, and connections.

Mexico's appeal extends beyond its affordability. Its rich culture, vibrant traditions, and welcoming people offer a truly immersive experience. Whether you are seeking a temporary adventure or a permanent relocation, Mexico provides a unique opportunity to embrace a different way of life while enjoying significant cost savings.


2. Portugal

Portugal has emerged as a beacon of affordability in Western Europe, attracting expats with its blend of stunning coastlines, rich culture, and a cost of living significantly lower than other EU nations. Coupled with excellent healthcare and enticing visa programs like the Golden Visa and D7 visa, Portugal offers a compelling case for those seeking cheaper living abroad, particularly retirees and remote workers. This popularity is highlighted in resources like Nomad List and the Portugal Resident publication, along with various YouTube channels like "Portugal with Scott," showcasing the country's allure.

Yellow tram on a hill with colorful buildings and ocean view, text "EXPATS WELCOME" in bold. Sunny day, vibrant and inviting mood.

Cost of Living and Popular Destinations

Portugal offers a range of affordable cities, each with its own distinct charm. Porto, a vibrant coastal city, provides city living for approximately $1,200-$1,800 per month. Braga, a historic university town, offers a more budget-friendly option at $800-$1,200 monthly. Coimbra, another historic gem, sits comfortably in the middle at $900-$1,300 per month. For ultimate affordability, consider exploring Portugal's numerous smaller coastal towns, where you can potentially live comfortably for as little as $700-$1,100 per month.


Tips for a Smooth Transition

Careful planning is crucial for a successful move to Portugal. One of the first steps is to apply for a NIF (tax number) immediately upon arrival. This simplifies various administrative processes. When choosing your location, consider smaller cities outside Lisbon and Porto for greater affordability. Learning Portuguese, while not strictly necessary, greatly enhances integration and daily life. Research visa requirements thoroughly and well in advance, ensuring you meet all the criteria. Finally, remember to budget for initial setup costs, including potential security deposits and other upfront expenses.

Portugal's appeal stretches beyond its affordability. Its warm climate, delicious cuisine, and welcoming locals create a rich and fulfilling lifestyle. Whether you seek a temporary escape or a permanent relocation, Portugal presents a unique opportunity to experience European living without the hefty price tag.


3. Thailand

Thailand remains Southeast Asia's most popular expat destination, combining an incredibly low cost of living with modern amenities, excellent food, a tropical climate, and well-developed infrastructure. The country offers various visa options for long-term stays and has an established expat community throughout major cities and islands, making it one of the cheapest places to live abroad. Whether you're seeking a bustling city or a tranquil island, Thailand offers something for everyone.

Boat on a serene Thai beach at sunset, palm trees overhead. Text reads: Affordable Thailand. Warm, tranquil mood.

Cost of Living and Popular Destinations

Several locations attract expats due to their affordability and unique characteristics. Chiang Mai, a digital nomad hub in the north, offers comfortable living for approximately $500-$800 per month. Bangkok, the vibrant capital, provides metropolitan living for around $700-$1,200 monthly. Koh Samui, a beautiful island in the Gulf of Thailand, allows for island living for $600-$1,000 per month. Finally, Hua Hin, a popular beach retirement town, boasts living costs of $550-$900 monthly. For those considering Thailand as a long-term destination, Learn more about... traveling the world on a budget.


Tips for a Smooth Transition

Adapting to life in Thailand involves embracing cultural nuances. Learning basic Thai phrases can enhance daily interactions. Negotiating prices, except in malls, is common practice. Securing comprehensive health insurance is crucial. Respecting local customs and dress codes, especially when visiting temples, demonstrates cultural sensitivity. Utilizing apps like Grab for transportation can simplify travel within cities.

Thailand's popularity as a budget-friendly destination is well-deserved. Its rich culture, delicious cuisine, and welcoming locals contribute to an enriching experience. Whether seeking a temporary adventure or a permanent change, Thailand offers an affordable and exciting opportunity to embrace a new way of life.


4. Vietnam

Vietnam offers one of the lowest costs of living in the world while providing modern amenities, incredible cuisine, a rich history, and stunning natural beauty. The country has rapidly developed its infrastructure and technology sector, making it increasingly attractive to digital nomads and expats seeking adventure and affordability. Vietnam's blend of old-world charm and modern progress makes it a truly unique and budget-friendly destination.


Cost of Living and Popular Destinations

Several cities in Vietnam offer exceptional value for money. Ho Chi Minh City, the bustling economic hub, provides urban living for approximately $400-$700 per month. Hanoi, the cultural capital, offers a more traditional experience for around $350-$600 monthly. Da Nang, a beautiful coastal city, delivers beachside living for about $400-$650 per month. For those seeking historical charm, Hoi An presents a captivating option for $300-$500 monthly. These diverse options cater to a range of preferences and budgets.


Tips for a Smooth Transition

Careful planning is essential for a successful transition to life in Vietnam. Learning basic Vietnamese phrases or utilizing translation apps can greatly enhance your interactions with locals. Always check visa requirements and ensure you understand the process for extensions. Bargaining is common in markets, but remember to do so respectfully. Embrace the delicious street food scene, opting for busy stalls as an indicator of freshness and popularity. Grab, a ride-hailing app, provides reliable and affordable transportation. Learn more about Vietnam's beauty by exploring its wonders as described in this article: Learn more about....

Vietnam's allure extends beyond its affordability. Its vibrant culture, welcoming people, and breathtaking landscapes create an unforgettable experience. Whether you seek a short-term adventure or a long-term relocation, Vietnam offers an exceptional opportunity to embrace a new way of life while enjoying significant cost savings. The country's rapid development and increasing popularity among expats solidify its position as a prime destination for cheapest places to live abroad.


5. Guatemala

Guatemala stands out as one of the cheapest places to live abroad, offering an incredible blend of affordability, cultural richness, and natural beauty. Nestled in the heart of Central America, it boasts significantly lower living costs than its neighbors and most Western countries, making it a magnet for budget-conscious travelers and expats. With its vibrant Mayan heritage, stunning colonial architecture, and breathtaking volcanic landscapes, Guatemala provides an authentic Latin American experience at a fraction of the price. Publications like International Living Magazine and various Central America travel blogs frequently highlight Guatemala's appeal for budget-conscious living.


Cost of Living and Popular Destinations

Several locations in Guatemala are particularly attractive for their affordability and unique characteristics. Antigua, a UNESCO World Heritage site, offers colonial charm and a vibrant expat community for approximately $600-$900 per month. Lake Atitlán, surrounded by volcanoes and indigenous villages, provides tranquil lakeside living for around $400-$700 monthly. Xela (Quetzaltenango), a bustling university town, is even more budget-friendly, with living costs ranging from $300-$500 per month. Finally, Guatemala City, the nation's capital, offers urban living for about $500-$800 monthly.


Tips for a Smooth Transition

Careful planning and research are crucial for a successful transition to life in Guatemala. Learning Spanish will significantly enrich your experience and interactions with locals. Thoroughly research different neighborhoods within your chosen city to understand safety and cost variations. Secure comprehensive travel insurance that covers medical emergencies and other potential risks. It's advisable to use reputable transportation companies, especially for long-distance travel. Finally, respecting indigenous cultures and traditions is paramount for a harmonious integration into Guatemalan society.


Embrace the Guatemalan Experience

Guatemala's appeal extends beyond its affordability. Its rich culture, vibrant traditions, and welcoming people create a truly immersive experience. Whether you're drawn to exploring ancient Mayan ruins, hiking active volcanoes, or simply enjoying the vibrant markets and delicious local cuisine, Guatemala offers a unique opportunity to embrace a different way of life while enjoying significant cost savings. This makes it a compelling choice for those seeking one of the cheapest places to live abroad.


6. Poland

Poland offers incredible value within the European Union, blending a low cost of living with a high quality of life. Excellent infrastructure, a rich history, and access to EU benefits make it an attractive destination for those seeking cheaper living abroad. The country has seen significant economic growth, offering modern amenities alongside traditional charm and culture. This makes Poland an ideal choice for those seeking an affordable yet enriching European experience. Learn more about maximizing your investment returns, particularly relevant if you’re considering purchasing property in Poland Learn more about maximizing your investment returns.


Cost of Living and Popular Destinations

Several Polish cities stand out for affordability and vibrant expat communities. Krakow, steeped in history, offers comfortable living for approximately $700-$1,100 per month. Warsaw, the bustling capital, provides a metropolitan lifestyle for around $800-$1,300 monthly. Wroclaw, a lively university city, is even more budget-friendly at $600-$900 per month. Finally, Gdansk, on the beautiful Baltic coast, offers coastal living for about $650-$1,000 monthly. Each city offers a distinct experience while remaining remarkably affordable compared to other European capitals.


Tips for a Smooth Transition

Careful planning is crucial for a successful move to Poland. Learning basic Polish phrases can greatly enhance your daily interactions and integration into the local culture. Secure a European Health Insurance Card (EHIC) to access healthcare services within the EU. If you plan to work in Poland, understanding the Polish tax system is essential for financial planning. Connecting with expat communities online can provide invaluable support, advice, and local insights. Finally, remember to budget for higher heating costs during the winter months, especially in northern regions.

Poland's appeal extends beyond its affordability. Its dynamic cities, stunning landscapes, and welcoming people create a rich and rewarding experience. Whether you're drawn to its historical charm, vibrant cultural scene, or the opportunities presented by its growing economy, Poland presents a unique and cost-effective way to experience life in Europe.


7. Malaysia

Malaysia stands out as Southeast Asia's most developed yet affordable destination for those seeking cheaper living abroad. The country offers political stability, excellent infrastructure, and a rich tapestry of Malay, Chinese, and Indian cultures. Modern amenities blend seamlessly with tropical living, creating a unique and appealing environment. The Malaysia My Second Home (MM2H) program further enhances its attractiveness for long-term stays.


Cost of Living and Popular Destinations

Malaysia boasts several cities offering affordable living options for expats. Kuala Lumpur provides a metropolitan experience for approximately $600-$1,000 per month. Penang, a beautiful island, offers comfortable living for around $500-$800 monthly. Johor Bahru, strategically located near Singapore, presents even lower costs at $400-$700 per month. For those seeking a quieter city life, Ipoh provides a charming setting for about $350-$600 monthly. Supplementing your income with online ventures can further enhance affordability. Learn more about easy online businesses to start here.


Tips for a Smooth Transition

Careful planning is crucial for a successful move to Malaysia. Researching the MM2H program requirements is essential for those considering long-term residency. Respecting local customs and dress codes demonstrates cultural sensitivity and facilitates integration. Exploring the diverse local cuisines is a rewarding aspect of Malaysian life. Utilizing the efficient public transportation systems within cities is both cost-effective and convenient. Securing comprehensive health insurance ensures peace of mind and access to quality healthcare.


Embracing the Malaysian Lifestyle

Malaysia's appeal extends beyond its affordability. Its vibrant cultural scene, stunning natural landscapes, and warm hospitality offer a truly enriching experience. Whether seeking a bustling city or a tranquil island escape, Malaysia provides diverse options. From exploring ancient temples to indulging in delicious street food, there's something for everyone. The country's blend of modernity and tradition creates a dynamic environment that captivates expats from around the globe.


8. Ecuador

Ecuador presents a compelling option for those seeking the cheapest places to live abroad. Its diverse geography, from the Amazon rainforest to the Andes Mountains and Pacific beaches, offers something for everyone. The country uses the US dollar, simplifying financial transactions for expats. Ecuador provides excellent value, especially in healthcare, and boasts established expat communities in coastal and mountain cities. This combination of affordability, diversity, and convenience makes Ecuador a standout choice for budget-conscious individuals seeking a high quality of life abroad.


Cost of Living and Popular Destinations

Ecuador offers a range of affordable cities, each with its unique character. Cuenca, a colonial mountain city, offers comfortable living for approximately $800-$1,200 per month. For those seeking coastal living, Salinas provides a beach town experience for $700-$1,000 monthly. Quito, the capital city, presents a bustling metropolitan lifestyle for $600-$1,000 per month. Finally, Vilcabamba, known as the "Valley of Longevity," offers a tranquil setting for $500-$800 monthly. These diverse options cater to various preferences and budgets, all significantly lower than costs in many Western countries.


Tips for a Smooth Transition

Careful planning is essential for a successful move to Ecuador. Consider altitude when choosing a location, as it can significantly impact your lifestyle and health. Learning Spanish will greatly enhance your integration into the local culture and daily interactions. Thorough research into visa requirements specific to your nationality and intended length of stay is crucial. Securing international health insurance is highly recommended for comprehensive coverage and peace of mind. Finally, visiting different regions of Ecuador before making a final decision allows you to experience the diverse climates and cultures firsthand, ensuring the best fit for your lifestyle.


Why Ecuador Deserves Its Spot

Ecuador offers a unique combination of affordability, natural beauty, and cultural richness. The use of the US dollar simplifies financial matters, and the established expat communities provide support and resources for newcomers. Whether you're drawn to the mountains, the coast, or the rainforest, Ecuador offers a diverse range of experiences for those seeking the cheapest places to live abroad. The welcoming atmosphere, coupled with significantly lower living costs, makes Ecuador a compelling destination for a fulfilling and budget-friendly life overseas.


9. Philippines

The Philippines offers a compelling blend of tropical island living and accessibility, making it a popular choice among those seeking the cheapest places to live abroad. English is an official language, significantly easing the transition for Western expats. With over 7,000 islands, the country boasts diverse landscapes, from bustling cities to tranquil beaches, all at remarkably affordable prices. The welcoming, English-speaking population adds another layer of appeal.


Cost of Living and Popular Destinations

Several locations stand out for their affordability and expat-friendly environments. Davao, a safe city in the southern region, offers comfortable living for approximately $500-$800 per month. Dumaguete, a vibrant university town, provides an even more budget-friendly option at $400-$700 monthly. Iloilo, a growing business hub, presents a balance of urban amenities and affordability at $450-$750 per month. For those seeking true island life, Bohol offers stunning beaches and relaxed living for around $400-$650 monthly.


Tips for a Smooth Transition

Careful planning is crucial for a successful move to the Philippines. Research typhoon seasons and their potential impact on your chosen area. Secure comprehensive health insurance tailored to the Philippines. Thoroughly understand visa requirements and extension procedures. While Western influences are present, respecting local customs and traditions is essential for seamless integration. Prioritize locations with good medical facilities nearby for added peace of mind.


Why the Philippines?

The Philippines' affordability extends beyond housing. Food, transportation, and entertainment are all significantly cheaper than in Western countries. This allows for a higher quality of life on a smaller budget. The diverse island landscapes offer something for everyone, whether you prefer vibrant city life, peaceful countryside living, or serene beachside retreats. The warm, welcoming culture of the Filipinos further enhances the overall experience, creating a true sense of belonging.


10. Czech Republic

The Czech Republic offers Central European charm combined with a robust economy, stunning architecture, and a rich cultural heritage. Prague, its capital, is renowned for its fairy-tale beauty. Factor in affordable living costs and EU membership, and the Czech Republic becomes a compelling destination for those seeking a European lifestyle without the hefty price tag often associated with Western European countries. This allure has been highlighted by digital nomad communities, European travel bloggers, and Prague expat communities.


Cost of Living and Popular Destinations

While Prague is a popular choice, exploring other cities reveals even greater value. Brno, a vibrant university city, offers comfortable living for approximately $600-$900 per month. České Budějovice, a historic town in South Bohemia, provides an even more affordable option at $500-$800 monthly. Ostrava, an industrial city in the Moravian-Silesian Region, presents the most budget-friendly option, with living costs ranging from $450-$700 per month. Prague, while more expensive than other Czech cities, still provides good value compared to other European capitals, with living expenses around $800-$1,300 per month.


Tips for a Smooth Transition

Learning basic Czech phrases, although not strictly necessary in larger cities, will significantly enhance your interactions and cultural immersion. Researching different neighborhoods within your chosen city is crucial for understanding cost and safety variations. The Czech Republic's public transportation system is excellent and affordable, making car ownership unnecessary in most cities. If you plan to stay long-term, understanding the healthcare system and registration process is vital. Finally, be sure to budget for higher heating costs during the winter months, particularly in older buildings.

The Czech Republic's appeal goes beyond affordability. Its vibrant arts scene, excellent beer culture, and easy access to other European countries make it an attractive base for exploring the region. Whether you seek a temporary adventure or a permanent change, the Czech Republic offers a unique opportunity to experience European life at a fraction of the cost of many Western European nations.


Cost & Living Comparison of Top 10 Countries Abroad

Destination

Implementation Complexity 🔄

Resource Requirements ⚡

Expected Outcomes 📊

Ideal Use Cases 💡

Key Advantages ⭐

Mexico

Moderate bureaucracy, easy visas for retirees

Affordable living costs, some internet issues

Affordable lifestyle, strong expat support

Retirees, investors, those valuing proximity to US

Affordable living, great healthcare, rich culture

Portugal

Moderate, slow bureaucracy, visa processes

Moderate costs, EU residency benefits

High quality of life, safe environment

Retirees, remote workers, EU travel access

EU benefits, excellent healthcare, safe

Thailand

Moderate complexity, visa runs required

Very low costs, good infrastructure

Extremely affordable living, great expat community

Digital nomads, budget retirees

Very affordable, good infrastructure, great food

Vietnam

Moderate complexity, visa restrictions

Very low costs, developing infrastructure

Affordable living, growing digital nomad scene

Adventure seekers, digital nomads

Lowest cost, vibrant culture, growing infrastructure

Guatemala

Moderate bureaucracy, safety varies

Very low costs, limited rural healthcare

Affordable, culturally rich life

Culture seekers, retirees near US

Low costs, rich culture, good climate

Poland

Moderate complexity, challenging language

Low to moderate costs, cold winters

EU benefits, strong economy, high quality of life

Professionals, EU travelers

EU membership, good infrastructure, rich culture

Malaysia

Moderate, MM2H program available

Moderate costs, English widely spoken

Political stability, good services

Retirees, multicultural seekers

Stability, English speakers, good healthcare

Ecuador

Moderate bureaucracy, easy retiree residency

Very low costs, US dollar currency

Affordable diverse living options

Retirees, nature lovers

US dollar use, diverse geography, good healthcare

Philippines

Moderate, visa and weather risks

Very low costs, infrastructure varies

Affordable tropical island living

English speakers, budget retirees

English official, tropical environment

Czech Republic

Moderate, bureaucracy can be complex

Low to moderate costs, cold winters

Affordable EU lifestyle, strong culture

Expats wanting European lifestyle

EU membership, historic cities, safe


Final Thoughts

Relocating abroad, especially on a budget, can feel daunting. However, as this list demonstrates, affordable international living is achievable with the right research and planning. From the vibrant street food scene of Vietnam to the historical charm of the Czech Republic, a world of possibilities awaits those seeking a more affordable and enriching lifestyle. Remember, "cheap" doesn't have to mean sacrificing quality of life. Many of these destinations offer a high standard of living at a fraction of the cost in the UK.


Key Takeaways for Affordable Living Abroad

This roundup highlighted ten incredible destinations, each with unique advantages:

  • Southeast Asia (Thailand, Vietnam, Malaysia, Philippines): These countries are renowned for their low cost of living, delicious cuisine, and tropical climates. They're particularly appealing for digital nomads and retirees.

  • Latin America (Mexico, Guatemala, Ecuador): Offering a vibrant culture, diverse landscapes, and a lower cost of living compared to Europe or North America, these countries are great for those seeking adventure and cultural immersion.

  • Europe (Portugal, Poland, Czech Republic): While generally more expensive than Southeast Asia or Latin America, these countries offer a high quality of life, excellent infrastructure, and easy access to other European destinations. They're a good choice for those prioritising a European experience without breaking the bank.


Planning Your Move: Next Steps

Embarking on this journey requires careful planning. Start by thoroughly researching your chosen destination. Go beyond generic travel guides and delve into local blogs, forums, and expat communities. Connect with people who have already made the move. This will provide invaluable insights into the realities of daily life, including hidden costs, cultural nuances, and visa requirements.

Consider a trial run. Spending a few weeks or months in your chosen location before making a permanent move allows you to experience the lifestyle firsthand. This "test drive" can help you avoid costly mistakes and ensure a smoother transition.


Making the Most of Your International Adventure

Living abroad, regardless of your budget, is an incredibly enriching experience. It broadens your horizons, exposes you to new cultures, and allows you to live life on your own terms. By choosing one of the cheapest places to live abroad, you can extend your travel budget further, experience more, and ultimately, make your dream of international living a reality. Don't be afraid to embrace the unknown. It's often in these unfamiliar territories that we discover the most about ourselves and the world around us.


Want to take control of your finances and make your dreams of living abroad a reality? My Money Mentor Plus offers personalized financial guidance and resources to help you budget, save, and achieve your financial goals, including moving abroad. Visit My Money Mentor Plus to learn more and start planning your international adventure today.

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